Category: Personal Finance

Choose the Budgeting System that’s right for you

If you have started looking into saving money, you know there is one suggestion that keeps coming up over and over: You need a budget. Creating a budget plays a vital role in developing good spending habits, setting money aside for savings, and ensuring that your money goes where it …

Create a monthly budget in 6 easy steps

Follow these steps to create a Budget that works for you Every great investment plan starts with a sound budget. Before you can invest, pay down debt or take that dream vacation, a budget is the first step in making your goals a reality. Figure out your total income for …

10 Ways to Lower Your Electric Bill

Regardless of whether or not you are trying to begin your adventure into investing today, chances are you can benefit from lowering your electric bill and saving money. According to the Energy Department the typical family spends $2,200 on utilities per year. Making a few small changes can lower your …